Rs 21 kharba in remittance came home this year. Here is the receiving family's playbook
Nepal received Rs 2,120 billion in remittance in 11 months while savings rates fell to 2.75%. What the family at home should do with the money, step by step.
How much does Teej actually cost? What's provable, and what nobody has ever measured
Saree prices, bangle sales, and vegetable spikes around Teej in Nepal are documented. A total household budget figure isn't. Here's what the data actually shows.
Snowball vs avalanche: the fastest way to clear multiple loans in Nepal
A Nepali household juggling a credit card at 24%, a gold loan, and a personal loan needs a payoff order, not just a budget. Here's the real math and the real rates.
Court marriage vs full wedding: the real cost gap in Nepal
A Nepali court marriage costs a few thousand rupees. A lean Kathmandu wedding starts around Rs 5 lakh. Both make you equally married. The math behind the choice.
Living on one income in Kathmandu: a single-earner family budget that actually holds
One salary, a family of four, Kathmandu prices. A line-by-line single-income budget, why school fees decide it, and the bigger buffer a sole earner needs.
What it actually costs to live in Kathmandu per month (2083)
A real monthly cost-of-living breakdown for Kathmandu in 2083: rent, food, utilities, transport, school fees. One person ~Rs 35k, a family of four ~Rs 90k+.
A Kathmandu grocery basket in 2083 vs 2080: what the same Rs 5,000 buys now
Cooking gas up 20%, fuel up a quarter, oil and meat sharply higher, sugar and vegetables flat. What the same Rs 5,000 grocery run buys in Kathmandu now vs 2080.
A 30-day no-spend challenge adapted for a Nepali salary
A 30-day no-spend challenge built for a Nepali salary: what counts as essential, which month to pick, and how much a Kathmandu earner can realistically recover.
The daily Rs 200 leak: what small Kathmandu habits cost you over a year
Rs 200 a day in small Kathmandu habits is Rs 73,000 a year. What coffee, momo, rides, and data packs really cost, and what the leak becomes if you redirect it.
Pay yourself first: automating savings on a Nepali salary before you can spend it
How to automate savings on a Nepali salary: salary-day standing instructions, recurring deposit auto-debit, ConnectIPS SIP e-mandates, and wallet auto-save.
Budgeting on an irregular income: a system for freelancers and shopkeepers in Nepal
A budgeting system for Nepali freelancers and shopkeepers with swinging income: budget to your floor, pay yourself a salary, and set aside tax on receipt.
Got your first salary in Nepal? The PAN and SSF setup, how much tax you actually pay, the emergency fund, and the first-paycheck mistakes worth skipping.