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Blog · Family

Family & Life

Wedding budgets, child cost to class 12, joint-family money flows, parents in retirement, women's property rights, study abroad — the life decisions that absorb most household money.

  • 22 min read

    Missing after the Trishuli flood: claiming life insurance, bank deposits and SSF when there is no death certificate

    Nepal's Civil Code says twelve years, with a disaster exception that names no waiting period. What that gap means for a life claim, a bank balance and an SSF pension.

    GuideNepalInsuranceInheritanceClaimsLegal
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  • 8 min read

    Court marriage vs full wedding: the real cost gap in Nepal

    A Nepali court marriage costs a few thousand rupees. A lean Kathmandu wedding starts around Rs 5 lakh. Both make you equally married. The math behind the choice.

    GuideNepalWeddingFamilyBudgeting
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  • 8 min read

    How much does an MBBS degree cost in Nepal?

    The MEC caps a private MBBS in Nepal near Rs 40 to 46 lakh, but the real all-in cost runs higher. The government and scholarship routes, and the number to plan for.

    GuideNepalMBBSEducationFamilyCost
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  • 11 min read

    Divorce and money in Nepal: property division, maintenance and the financial reset

    What a divorce does to your money in Nepal: how property is split, how maintenance is set, custody costs, and two myths (35-day divorce, 5-year alimony) to drop.

    GuideNepalFamilyCivil CodeLegal
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  • 8 min read

    Bal Bachat: should you open a bank savings account in your child's name in Nepal?

    What a बाल बचत child savings account in Nepal really pays (about 2.75%), the 6% tax on it, the free-insurance add-ons, and when an SIP beats it for college money.

    GuideNepalBankingFamilySaving
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  • 9 min read

    Financial proof for a student visa from Nepal: blocked accounts, GIC, and bank balance certificates

    What a Nepali student must show for a study visa: Germany's blocked account, Canada's CAD 22,895, Australia's AUD 29,710, plus NRB rules and the 3% fee.

    GuideNepalStudy AbroadRemittanceStudents
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  • 13 min read

    The real cost of having a baby in Kathmandu: delivery to first year

    What a baby costs in Kathmandu from first scan to first birthday: free public delivery vs Rs 1–2 lakh private C-sections, vaccines, diapers, and lost-leave pay.

    GuideNepalFamilyHealthcareBudgetPregnancy
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  • 13 min read

    Saving for your child's education in Nepal: the 18-year plan

    How much to save monthly for a child's education in Nepal, which vehicle actually beats fee inflation, and why most 'child education' plans underperform a SIP.

    GuideNepalFamilyEducationInvestingPersonal Finance
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  • 11 min read

    How to pay foreign university tuition from Nepal, the legal way (SWIFT/TT)

    How to legally send foreign tuition from Nepal: the NOC, NRB's USD 25,000 limit, SWIFT vs Flywire vs draft, real bank fees, and the 3% education service fee.

    GuideNepalStudy AbroadForeign ExchangeTuitionRemittance
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  • 16 min read

    How couples in Nepal should manage money: joint account, separate, or both?

    Joint, separate, or hybrid for Nepali couples — the three models, plus the couple-vs-individual tax election, joint nominee, and the Rs 100 land conversion.

    GuideNepalCouplesTaxPropertyPersonal Finance
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  • 10 min read

    DV lottery winners: the real cost to settle in the US from Nepal

    What a Nepali DV winner actually pays to reach the US: the $330 visa fee, $235 green-card fee, the IOM medical, flights, and the landing buffer nobody budgets.

    GuideNepalDV LotteryUSAForeign ExchangeDiaspora
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  • 14 min read

    Inheritance and wills in Nepal: what happens to your money if you don't write one

    The Muluki Civil Code 2074 governs intestate succession in Nepal: daughters inherit equally, there is no estate tax, and the real bottleneck is execution.

    GuideNepalInheritanceWillsFamilyPersonal FinanceCivil Code
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  • 12 min read

    Women's property rights in Nepal: ansha, parental property, and the marital share

    What the Constitution 2072 and Civil Code 2074 give Nepali women: equal coparcener status, parental ansha, widow's share, and the 25% registration discount.

    GuideNepalWomenPropertyInheritancePersonal Finance
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  • 13 min read

    Aging parents' medical fund: how much to set aside in your 30s in Nepal

    How much to set aside for aging parents' medical care in Nepal: the HALE gap, single-event costs, NHIP and Bipanna caps, and a defensible target by your 30s.

    GuideNepalHealthParentsPersonal FinanceFamily
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  • 12 min read

    Money talks with parents in Nepal: 5 conversations to have before they retire

    Five money talks to have with Nepali parents before retirement: pension, where the money is, property, health, debt — with the law and numbers behind each.

    GuideNepalFamilyRetirementPersonal FinanceInheritance
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  • 14 min read

    When parents ask for your salary: navigating money in a Nepali joint family

    How much salary should you actually give your parents in a Nepali joint family? The law, the data, and three honest scenarios — Kathmandu numbers, not advice.

    GuideNepalJoint FamilyPersonal FinanceSalaryKathmandu
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  • 17 min read

    Cost of raising a child in Nepal: birth to Class 12, line by line

    An honest, citation-backed breakdown of raising one child in Nepal — delivery, vaccines, Montessori, school fees, +2, healthcare, ceremonies — in three tiers.

    GuideNepalFamilyEducationBudgetPersonal Finance
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  • 13 min read

    Realistic Nepali wedding budget: what Rs 5 lakh, Rs 15 lakh, and Rs 50 lakh actually buy in Kathmandu

    What a Rs 5L, 15L, and 50L wedding actually looks like in Nepal — venue, catering, gold, attire, photography, decor — with real per-plate and per-tola numbers.

    GuideNepalWeddingBudgetKathmanduPersonal Finance
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  • 10 min read

    Bike vs car vs ride-share in Kathmandu: the real monthly cost

    A Wagon R looks like Rs 33 lakh, a Pulsar like Rs 3 lakh. Run the full math — fuel, tax, insurance, depreciation — and the Kathmandu answer changes.

    GuideNepalKathmanduTransportPersonal Finance
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  • 10 min read

    EV vs petrol in Nepal: the break-even km is shorter than you think

    Nepal's taxes make a Tata Tiago EV cheaper than a Suzuki Wagon R on day one, and save ~Rs 96,000/year in fuel. The full math, with the hidden costs.

    GuideNepalKathmanduEVTransportPersonal Finance
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  • 10 min read

    Sending your child abroad to study: the 12-month FX and savings runway

    The 12-month plan for funding a child's study abroad from Nepal — NOC, NRB foreign exchange limits, visa show money, and a month-by-month savings runway.

    GuideNepalStudy AbroadForeign ExchangeSaving
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