Family & Life
Wedding budgets, child cost to class 12, joint-family money flows, parents in retirement, women's property rights, study abroad — the life decisions that absorb most household money.
- 11 min read
How to pay foreign university tuition from Nepal, the legal way (SWIFT/TT)
How to legally send foreign university tuition from Nepal: the NOC, NRB's USD 25,000 limit, SWIFT vs Flywire vs draft, real bank fees, and the 3% education service fee.
GuideNepalStudy AbroadForeign ExchangeTuitionRemittanceRead post - 15 min read
How couples in Nepal should manage money: joint account, separate, or both?
Joint account, separate, or hybrid for Nepali couples — the three models, plus the couple-vs-individual tax election, joint nominee, and the Rs 100 land conversion.
GuideNepalCouplesTaxPropertyPersonal FinanceRead post - 10 min read
DV lottery winners: the real cost to settle in the US from Nepal
What a Nepali DV winner actually pays to reach the US: the $330 visa fee, $235 green-card fee, the IOM medical, flights, and the landing buffer that nobody budgets for.
GuideNepalDV LotteryUSAForeign ExchangeDiasporaRead post - 13 min read
Inheritance and wills in Nepal: what happens to your money if you don't write one
The Muluki Civil Code 2074 governs intestate succession in Nepal. Daughters inherit equally with sons since 2007. There is no estate tax. The bottleneck is execution — here is what to do this week to make the eventual settlement easier on the family you leave behind.
GuideNepalInheritanceWillsFamilyPersonal FinanceCivil CodeRead post - 12 min read
Women's property rights in Nepal: ansha, parental property, and the marital share
What the Constitution 2072 and Civil Code 2074 actually give Nepali women — equal coparcener status, parental ansha after marriage, widow's share, divorce property, and the 25% registration discount.
GuideNepalWomenPropertyInheritancePersonal FinanceRead post - 13 min read
Aging parents' medical fund: how much to set aside in your 30s in Nepal
How much to set aside for aging parents' medical care in Nepal: the HALE gap, single-event costs, NHIP and Bipanna caps, and a defensible target by your 30s.
GuideNepalHealthParentsPersonal FinanceFamilyRead post - 12 min read
Money talks with parents in Nepal: 5 conversations to have before they retire
Five money conversations to have with Nepali parents before retirement: pension, where the money is, property, health, debt — with the law and numbers behind each.
GuideNepalFamilyRetirementPersonal FinanceInheritanceRead post - 14 min read
When parents ask for your salary: navigating money in a Nepali joint family
How much salary should you actually give your parents in a Nepali joint family? The law, the data, and three honest scenarios — Kathmandu numbers, not advice.
GuideNepalJoint FamilyPersonal FinanceSalaryKathmanduRead post - 17 min read
Cost of raising a child in Nepal: birth to Class 12, line by line
An honest, citation-backed breakdown of what it costs to raise one child in Nepal — delivery, vaccinations, Montessori, school fees, +2, healthcare, ceremonies — in three tiers.
GuideNepalFamilyEducationBudgetPersonal FinanceRead post - 13 min read
Realistic Nepali wedding budget: what Rs 5 lakh, Rs 15 lakh, and Rs 50 lakh actually buy in Kathmandu
What a Rs 5L, 15L, and 50L wedding actually looks like in Nepal — venue, catering, gold, attire, photography, decor — with real per-plate and per-tola numbers.
GuideNepalWeddingBudgetKathmanduPersonal FinanceRead post - 10 min read
Bike vs car vs ride-share in Kathmandu: the real monthly cost
A Wagon R looks like Rs 33 lakh and a Pulsar looks like Rs 3 lakh. Run the full math — fuel, road tax, insurance, depreciation, opportunity cost — and the answer for most Kathmandu commuters changes.
GuideNepalKathmanduTransportPersonal FinanceRead post - 10 min read
EV vs petrol in Nepal: the break-even km is shorter than you think
Nepal's tax structure means a Tata Tiago EV is cheaper than a Suzuki Wagon R on day one — and saves another रू 96,000/year in fuel. Here is the full math, with the hidden costs nobody quotes.
GuideNepalKathmanduEVTransportPersonal FinanceRead post - 10 min read
Sending your child abroad to study: the 12-month FX and savings runway
The 12-month plan for funding a child's study abroad from Nepal — NOC, NRB foreign exchange limits, visa show money, and a month-by-month savings runway.
GuideNepalStudy AbroadForeign ExchangeSavingRead post