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Investing

NEPSE, mutual funds, IPOs, gold, cooperative FDs, debentures, and the schemes that look like investments but are not.

  • 9 min read

    Hydropower IPOs in Nepal: why they oversubscribe and whether the rush is worth it

    Nepali hydropower IPOs routinely oversubscribe 8 to 38 times. The odds, the listing-day pops, and why 56 of 91 listed hydropower firms have never paid a dividend.

    GuideNepalInvestingNEPSEIPOHydropower
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  • 8 min read

    Odd lot shares on NEPSE: what to do with the leftover shares after you sell

    Bonus shares and a partial sale can leave you holding 1 to 9 leftover NEPSE units. How the odd-lot order actually works in TMS, and why fixed charges hurt it most.

    GuideNepalInvestingNEPSESharesTMS
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  • 10 min read

    What happens to your shares if your broker or DP shuts down in Nepal?

    79,000 investors had money stuck when SEBON suspended a broker in April 2026. What actually happened to their shares, and what CDSC custody protects you from.

    GuideNepalNEPSEInvestingBrokerCDSC
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  • 7 min read

    What a real NEPSE portfolio manager charges, and how a fake 'advisor' scam differs

    Nabil Invest asks Rs 5 lakh minimum and a written 2-year contract. A fake 'advisor' asks for your Mero Share password and nothing in writing. The difference.

    GuideNepalNEPSEInvestingScamSEBON
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  • 8 min read

    What your Demat and Meroshare account really cost in Nepal

    Demat opening, annual renewal, Meroshare fee, the Rs 25 DP charge, and ASBA costs in Nepal, separated from trading commission, with the true cost of holding shares.

    GuideNepalDematMeroshareInvestingNEPSE
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  • 8 min read

    The foreign-employment IPO quota: how migrant workers get 10% reserved shares in Nepal

    Nepali migrant workers get 10% of every IPO reserved for them. The rule, the bank-account and Demat setup from abroad, and a worked Himalayan Re example.

    GuideNepalIPOInvestingForeign EmploymentRemittance
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  • 8 min read

    'Forex trading' and binary-option apps in Nepal: why they're illegal and how the scam works

    Online forex and binary-option trading isn't legal for residents in Nepal, and most of it is a withdrawal scam. The law, the penalty, and how the trap actually runs.

    GuideNepalScamsForexConsumer ProtectionFraud
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  • 10 min read

    Can a Nepali resident legally buy US stocks? The 2082/83 rules

    Can a Nepali resident legally open Interactive Brokers and buy Apple or Tesla shares? What the Investment Abroad Act and NRB rules actually allow in 2082/83.

    GuideNepalInvestingNRBUS StocksLegal
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  • 10 min read

    Fake share-tip Telegram groups and pump-and-dump in NEPSE

    How paid Telegram and Viber stock-tip groups and pump-and-dump operators work in NEPSE, what Nepal's Securities Act actually punishes, and how to spot the trap.

    GuideNepalNEPSEInvestingScamSEBON
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  • 8 min read

    What is ASBA and how IPO money gets blocked in your bank account

    ASBA blocks your IPO money in your own bank account instead of taking it. How the block works, what you need to apply, and what happens when the lottery runs.

    GuideNepalNEPSEIPOASBAInvesting
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  • 10 min read

    Where Rs 5 lakh would be today: land vs NEPSE vs gold vs FD (10-year look-back)

    Rs 5 lakh invested in 2016 in land, NEPSE, gold, or an FD: what each is worth in 2026, with the CAGR, the taxes, and the catch the headline numbers hide.

    GuideNepalInvestingGoldNEPSEReal Estate
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  • 11 min read

    SIP vs lump sum in Nepali mutual funds: which actually builds more

    SIP or lump sum into a Nepali mutual fund? The global evidence, NEPSE's volatility, and a worked rupee example showing when each one builds more.

    GuideNepalSIPMutual FundInvestingNEPSE
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  • 8 min read

    Gold just hit record highs: what to weigh before you buy a tola now

    Gold hit Rs 339,300 a tola in Nepal in early 2026. Before you buy at a record, the making-charge spread, taxes, and peak risk that decide what it really costs.

    GuideNepalInvestingGoldSaving
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  • 8 min read

    NEPSE near record highs: how to judge if the market is expensive

    NEPSE's valuations sit near record highs even with the index below its 2021 peak. How to read P/E, market-cap-to-GDP, and dividend yield to judge it.

    GuideNepalInvestingNEPSEShares
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  • 9 min read

    How NEPSE settlement works: T+2, circuit breakers and when your shares actually arrive

    How NEPSE's T+2 settlement works, when your shares and money actually arrive, and the new 5%/8% circuit breakers and 15% daily limit after the April 2026 rules.

    GuideNepalNEPSEInvestingShares
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  • 9 min read

    Promoter shares vs ordinary shares in Nepal: lock-in, price gap and why they differ

    Why promoter shares trade ~40% below ordinary shares on NEPSE, the 3-year lock-in, the conversion and transfer rules, and why retail can't just buy them.

    GuideNepalNEPSEInvestingShares
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  • 10 min read

    What happens to your shares when you die? Demat transmission in Nepal

    When a shareholder dies in Nepal, demat shares pass to heirs by transmission. The CDSC form, the documents, the 35-day objection notice, and the tax on sale.

    GuideNepalInvestingNEPSEDemat
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  • 9 min read

    Reading a NEPSE company's financials: EPS, P/E and book value for beginners

    What EPS, P/E, and book value mean for a NEPSE stock, why annualized EPS misleads, the late-2025 market P/E near 38 vs banks at 16, and where to find each.

    GuideNepalInvestingNEPSEStocks
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  • 10 min read

    Book closure dates on NEPSE: who gets the dividend, who gets nothing

    Buy one trading day before book closure and the dividend is yours; buy on the date and you get nothing. The cutoff rule, the price math, and where to check.

    GuideNepalInvestingNEPSEDividendPersonal Finance
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  • 8 min read

    Unclaimed dividends in Nepal: how to find and recover money your shares already paid you

    Nepali firms sit on billions in unclaimed dividends, and after 5 years it goes to the Investor Protection Fund. How to check your BOID and claim it back.

    GuideNepalInvestingNEPSEDividendPersonal Finance
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  • 10 min read

    Debentures in Nepal: the 10–12% bonds most retail investors ignore

    Bank debentures pay 7–9% on new issues, with older 10–12% bonds still on NEPSE. How to buy via ASBA, the 6% tax, the credit rating, and the FD comparison.

    GuideNepalInvestingDebenturesNEPSEBonds
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  • 9 min read

    Government and citizen savings bonds in Nepal: rates, tenure, and how to buy through NRB

    Nepal's treasury bills, development bonds, and citizen savings bonds: what they pay (7 to 12.5%), the Rs 10,000 minimum, and how to buy one through NRB.

    GuideNepalInvestingBondsNRBFixed Income
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  • 9 min read

    What it costs to buy and sell shares on NEPSE: broker commission, SEBON fee, and DP charge

    The real cost of a NEPSE trade: 0.24–0.36% broker commission slabs, the 0.015% SEBON fee, the Rs 25 DP charge, and 7.5% capital gains tax, worked on Rs 1 lakh.

    GuideNepalInvestingNEPSESharesTax
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  • 16 min read

    Closed-end vs open-end mutual funds in Nepal: NAV, discount, and which to pick

    Closed-end funds list on NEPSE and trade below NAV; open-end funds transact at NAV with the manager. The full split on pricing, loads, tax, and which to pick.

    GuideNepalMutual FundInvestingNAVSEBON
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