Tools · हिसाब
Calculators that speak lakh and crore.
Four free calculators for the money decisions Nepali households actually make — in NPR, with the assumptions on sliders instead of buried in fine print, and every result a shareable link.
- SIP calculator
What a monthly mutual-fund SIP grows into — with the annual step-up option most calculators skip.
Open calculator - EMI calculator
The reducing-balance EMI every Nepali bank charges, plus the year-by-year split of principal vs interest.
Open calculator - Inflation calculator
What today's rupees will cost later, and what idle cash quietly stops buying.
Open calculator - FIRE calculator
Your financial-independence number and the year your corpus crosses it — Nepal-adapted withdrawal math.
Open calculator
Every calculator here is an estimator: constant rates, no taxes or fees, futures nobody can promise. The Kharchapatra blog carries the researched Nepali numbers — current rates, tax rules, worked examples — to feed into the sliders, starting with the Nepal Money Basics guide.
The calculator is the plan. Kharchapatra is the follow-through.
Import your bank statements, watch the actual monthly surplus, and check it against the number you just slid to. Free, built for Nepali banks and wallets.
Start tracking free