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Debt

3 posts tagged "Debt".

  • 12 min read

    Cooperative loans in Nepal: collateral rules and what happens if the sahakari collapses

    A sahakari loan doesn't disappear if the cooperative collapses in Nepal — the debt survives, the depositor fund won't touch you, and CIB can still blacklist you.

    GuideNepalLoansCooperativesDebtPersonal Finance
  • 11 min read

    Snowball vs avalanche: the fastest way to clear multiple loans in Nepal

    A Nepali household juggling a credit card at 24%, a gold loan, and a personal loan needs a payoff order, not just a budget. Here's the real math and the real rates.

    GuideNepalLoansDebtBudgetingPersonal Finance
  • 14 min read

    Personal loan vs gold loan vs overdraft: which Nepali debt is cheapest in 2026

    Personal loan vs gold loan vs overdraft in Nepal 2026: rates, LTV, fees, and tenure compared across commercial banks to find the cheapest debt.

    GuideNepalLoanPersonal LoanGold LoanOverdraftDebtBorrowing