Borrowing Rs 1 lakh for Dashain 2083: what a festive loan, a credit card and a dhukuti each actually cost
Rs 1 lakh for three months costs about Rs 1,000 against an FD, Rs 2,500 on a personal loan, Rs 6,900 revolving on a card and near 20% a year in a dhukuti.
You just received Rs 20 lakh in Nepal: the deployment decision tree
Where a Rs 20 lakh bonus, gratuity or land sale goes when a one-year FD pays 3%, inflation is 5.96% and NEPSE sits at 2,630: debt, buffer, then a phased menu.
