Switched jobs mid-year? Reconciling TDS from two employers before you file
Each Nepali employer withholds tax as if you earned nothing elsewhere. Switch jobs mid-year and the combined income usually owes more than either employer withheld.
Your employer deducted TDS — did it ever reach the IRD? How to check your tax credits
Your payslip shows TDS deducted every month, but is it deposited against your PAN? The IRD portal check, the Section 93 protection, and the escalation ladder.
The real cost of chasing a Loksewa job: coaching fees, attempts, and the opportunity-cost math
Coaching runs Rs 3,000–13,500 and forms Rs 300–1,200, but two years of full-time prep costs Rs 7–10 lakh once rent and foregone salary count. The honest math.
Your salary account has perks you're not using: fee waivers, loan discounts, free accident cover
Nepali banks bundle salary accounts with up to Rs 10 lakh accident cover, 1.5x-salary overdrafts, and free demat accounts. What each bank gives, and the fine print.
Job switch vs staying: how much of a raise justifies changing jobs in Nepal?
A raise from switching jobs in Nepal can shrink fast: a tax return you must now file, a paused SSF medical clock, pay-in-lieu of notice. The real net, worked out.
The 1% social security tax on your salary in Nepal: where it goes, can you get it back
Salaried Nepalis pay a 1% social security tax on the first income slab. What it is, why SSF members skip it, where the money actually goes, and if you get it back.
Minimum wage in Nepal 2082/83: the monthly, daily and hourly floor, and who it covers
Nepal's minimum wage is Rs 19,550 a month from Shrawan 2082: basic Rs 12,170 plus Rs 7,380 dearness allowance. The daily and hourly floor, and who it covers.
Overtime, allowances and the Labour Act: what legally counts toward your pay in Nepal
Overtime in Nepal is 1.5x basic, capped at 4 hours a day and 24 a week. What the Labour Act 2074 counts as remuneration, and which allowances dilute your SSF.
Your annual profit bonus in Nepal: the 10% rule, the 6-vs-8-month cap, and who actually gets it
The Bonus Act 2030 sends 10% of a profitable firm's net profit to staff, capped at 6-8 months' salary. Who qualifies, when it pays, and why a loss year means zero.
Your salary is paid in cash. Here's what it costs you on loans, tax, and visa proof
Paid in cash in Nepal? Why it sinks loan applications, leaves the tax owed anyway, and fails visa financial proof, plus the bank-record fix that costs nothing.
What inflation is quietly doing to your Rs 50,000 salary in 2083
Inflation in Nepal looks tame at 2-3% a year, but it compounded to about 17% over four years. What that does to a Rs 50,000 salary that never got a raise.
Pay yourself first: automating savings on a Nepali salary before you can spend it
How to automate savings on a Nepali salary: salary-day standing instructions, recurring deposit auto-debit, ConnectIPS SIP e-mandates, and wallet auto-save.
Couple vs individual filing: the one checkbox that changes your tax slab in Nepal
Couple status saves a single-earner household up to Rs 29,000 a year in FY 2082/83, and costs a dual-earner couple up to Rs 56,000. The math, and the deadline.
Got your first salary in Nepal? The PAN and SSF setup, how much tax you actually pay, the emergency fund, and the first-paycheck mistakes worth skipping.
What the 2083/84 budget changes at Rs 30k, 50k, 1 lakh and 2 lakh a month
What Nepal's 2083/84 budget saves you in tax at Rs 30k, 50k, 1 lakh and 2 lakh a month: from Rs 0 for the lowest earner to about Rs 2.5 lakh a year at the top.
Government pay rose by up to 21% in the 2083/84 budget: the new scale and your real take-home
Nepal's FY 2083/84 budget raised government pay up to 21% from Shrawan 2083 and lifted the 1% tax floor to Rs 10 lakh, so almost all of it reaches take-home.
Your Shrawan 2083 payslip: the TDS and take-home change after the budget
From Shrawan 2083, Nepal's new slabs hit your payslip: if taxable pay is under Rs 10 lakh, monthly TDS can drop near zero. What changes, and what to check.
Final settlement when you quit a job in Nepal: PF, gratuity and leave encashment
What your employer owes when you resign in Nepal: unpaid salary, leave encashment, PF and gratuity, accrued bonus, the 15-day deadline, and the 5% lump-sum tax.
New income tax slabs in Nepal's 2083/84 budget: how much more (or less) you pay
Nepal's 2083/84 budget doubled the 1% tax floor to Rs 10 lakh and cut the top rate to 29%. What's confirmed, what's still in the Finance Bill, and the saving.
Nepal Budget 2083/84 and your money: what changed for salary, tax, and savings
Nepal's FY 2083/84 budget doubled the tax exemption to Rs 10 lakh, cut the top rate to 29%, raised public pay ~21%, and added 10% VAT cashback on digital pay.
Salary negotiation in Nepal: how to ask for an increment without burning the relationship
Nepal's legal raise floor is about 1.7%/year, below inflation. The data to anchor on, the timing to use, and a script that asks for more without friction.
TDS in Nepal explained: why your salary takes a haircut before you ever see it
What TDS really is, why payroll computes it as annual tax divided by 12, the rates on rent and dividends, and how Annexure 10 verifies every paisa deposited.
Dashain bonus and tax: why your Kartik salary slip looks weird
Section 37 gives you one month's basic as festival expense. Why your Kartik slip looks odd: the whole bonus is taxable and TDS gets re-projected for the year.
Lifestyle inflation after a promotion: where your raise really goes
Got a Rs 35,000/month raise in Nepal? After the tax bracket, inflation, and the slow upgrade of everything, here's what's actually left in your account.
