What Malpot actually charges.
Registration fee, Bagmati Savyata Kosh, the women's-buyer discount, and seller-side capital gains tax — the full buyer-and-seller stack for a Nepali property deal, in NPR.
On a Rs 1.00 crore property, the buyer pays Rs 5.3 lakh in registration fee and Bagmati Savyata Kosh. The seller owes Rs 2.3 lakh in capital gains tax on a Rs 30.0 lakh gain.
Full fee breakdown
| Item | Amount |
|---|---|
| Registration fee (before discount) | Rs 5,00,000 |
| Registration fee (net) | Rs 5,00,000 |
| Bagmati Savyata Kosh (5% of fee) | Rs 25,000 |
| Buyer total at Malpot | Rs 5,25,000 |
| Seller capital gain | Rs 30,00,000 |
| Seller CGT (7.5%, held 3y) | Rs 2,25,000 |
Rates per the Finance Act schedule confirmed for FY 2082/83. Does not model government minimum-valuation floors, kitta-kat survey fees, lawyer/ward charges, or entity (non-individual) CGT rates — see the linked guide for those.
How the math works
The registration fee is a flat percentage of the declared value, set by the local government type. Inside the Kathmandu Valley, a further 5% Bagmati Savyata Kosh applies to the fee itself. A woman buyer gets a 25–30% discount on the fee before that surcharge is added. On the seller side, capital gains tax is a separate 5% or 7.5% charge on the gain, withheld at registration and unrelated to what the buyer pays.
What this calculator leaves out
Malpot taxes the higher of your declared price or the government's minimum valuation for the ward — this tool trusts the value you enter. It also does not model kitta-kat survey fees, lawyer and ward-office charges, or the higher CGT rates that apply to companies and firms rather than individuals. Budget an extra Rs 5,000–25,000 in soft costs on top of the numbers above.
Frequently asked
- How is the property registration fee calculated in Nepal?
- The Malpot registration fee (dastur) is a percentage of the declared transaction value, set by the type of local government the property sits in: 5% inside a Metropolitan City, 4.5% Sub-Metropolitan, 4% Municipality, 2% Rural Municipality, and a flat 1% for apartments (2% for group housing) regardless of area. The buyer pays it at the Land Revenue Office when the deed is registered.
- What is the Bagmati Savyata Kosh surcharge?
- An additional 5% surcharge on top of the registration fee — calculated on the fee itself, not the property value — for any property inside Kathmandu, Lalitpur, or Bhaktapur district. It funds Valley urban-development projects, is mandatory, and is not discounted for women buyers or apartments.
- How much discount do women get on property registration?
- Registering the property in a woman's name cuts the registration fee by 25% inside metro, sub-metro, and municipality areas, and by 30% in a rural municipality. The Bagmati Savyata Kosh surcharge is unaffected. The concession applies only where the woman is the registered owner, not to a joint or husband's-name registration.
- How is capital gains tax calculated when selling property in Nepal?
- CGT is 7.5% of the gain if held five years or less, and 5% if held more than five years, withheld at source by Malpot and treated as a final tax. It applies only to transactions above Rs 10 lakh, and the gain is selling price minus purchase price minus documented allowable expenses (renovation, brokerage, legal fees).
- Does this calculator include the government minimum valuation?
- No — it works off the value you enter. In practice Malpot taxes the higher of your declared price or the government's per-aana minimum valuation for that ward, which typically runs at 30–40% of market value. If your declared price is realistic for the area, the calculator's numbers will match; if you are testing an under-declared figure, the actual bill may be higher.
The numbers behind the sliders
A calculator gives you the shape of the decision; these guides give you the current Nepali numbers to feed it.
- Property registration costs in NepalThe full fee stack, the minimum-valuation rule, and a Rs 1 crore worked example.
- Capital gains tax on propertyThe 5%/7.5% split, allowable expenses, and exemptions in full.
- Women's property rights in NepalThe legal backdrop behind the registration-fee concession.
- The lalpurja checklist before bayanaWhat to verify before any money changes hands on a land deal.
- Malpot and integrated property tax, explainedThe annual land/house tax that keeps running after registration day.
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