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Tools · Income Tax

Your slab, not last year's.

Slab-wise personal income tax on a monthly salary, for both the new FY 2083/84 schedule and last year's FY 2082/83 — with the SSF waiver and the deductions that actually move the bill.

Nepal income tax calculator
Slab-wise personal income tax on a salary, with SSF, insurance, and retirement deductions.
Rs 7.2 lakh a year
beyond SSF — combined retirement cap is Rs 5,00,000 or ⅓ of income
deductible up to Rs 40,000
deductible up to Rs 20,000
Annual income tax
Rs 0
Monthly TDS
Rs 0
Effective tax rate
0.0%

On Rs 60,000 a month, contributing to the SSF, taxable income is Rs 6.4 lakh after Rs 79,200 of deductions. Annual tax comes to Rs 0 — about Rs 0 a month — leaving Rs 53,400 take-home.

Slab-by-slab breakdown
BandRateTax
Rs 0 – Rs 6,40,8000%Rs 0

Assumes salary is basic pay and a single (non-couple) filer. FY 2083/84 bands per the confirmed budget schedule; FY 2082/83 kept for comparison. Building insurance, donation, medical, and remote-area allowances are not modelled — see the linked deductions guide.

How the math works

Retirement contributions (SSF plus any CIT top-up, capped at the lower of Rs 5 lakh or a third of income) and insurance premiums (life up to Rs 40,000, health up to Rs 20,000) come off your income first. What is left is taxed band by band — each slab charged only on the slice of income that falls inside it — and, for SSF contributors, the entire 1% floor band is waived rather than merely discounted.

Why the FY 2083/84 numbers carry a caveat

The 1% floor (to Rs 10 lakh) and the 29% top rate came straight from the budget speech. The bands in between are the part accounting firms had to reconstruct from the Finance Bill before the gazetted Act was final — this calculator uses that reading, checked against the blog's own worked salary examples, but it is worth confirming against your actual payslip once payroll loads the new schedule.

Frequently asked

What are Nepal's income tax slabs for FY 2083/84?
The confirmed unified schedule effective Shrawan 1, 2083: 1% up to Rs 10,00,000, 10% from Rs 10–15 lakh, 20% from Rs 15–25 lakh, 27% from Rs 25–40 lakh, and 29% above Rs 40 lakh. This single table now applies to every resident individual filer; the separate couple schedule was removed.
How does the SSF waiver change the tax?
Social Security Fund contributors have the entire 1% floor band waived — so instead of paying 1% on the first Rs 10 lakh (FY 2083/84), an SSF contributor pays nothing on that slice. It is a larger benefit than it looks, because that band covers most of a typical salaried income.
How much can I deduct for retirement contributions?
Approved retirement contributions — PF, CIT, SSF, and gratuity combined — are deductible up to the lower of one-third of your annual income or Rs 5,00,000. This is a single combined cap across all approved funds, not a separate limit per fund.
Are the FY 2083/84 middle bands and couple rules fully finalized?
The 1% floor to Rs 10 lakh and the 29% top rate were confirmed in the budget speech; the middle bands used here (10/20/27% at Rs 15/25/40 lakh) are sourced from accounting-firm budget booklets and cross-checked against the blog's own worked salary examples. Treat this as the best available reading until the final gazetted Finance Act; recheck against your payslip once payroll applies the new schedule.
What deductions does this calculator not model?
Building/home insurance (deductible up to Rs 10,000 from FY 2083/84), donations to approved organisations (up to Rs 1,00,000 or 5% of adjusted taxable income), the medical tax credit (capped at Rs 1,500), and remote-area or pension allowances are left out to keep the inputs manageable. All of them reduce tax further if they apply to you.
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