Blog · Tag

Real Estate

20 posts tagged "Real Estate".

  • 9 min read

    Renting your apartment on Airbnb in Nepal: the tax rules nobody has actually written

    Nepal has no law written for Airbnb-style rentals. Here's what the homestay rules, rent-tax rules, and Airbnb's own policies actually say, and where the gaps are.

    Read post
  • 8 min read

    Why the bank's property valuation is lower than the market price you agreed to pay

    Your home loan is capped as a percentage of the bank's own valuation, not your purchase price, and those two rarely match. Why the gap exists, and who pays for it.

    GuideNepalHome LoanReal EstateNRBValuation
    Read post
  • 9 min read

    Can you get a bank loan to buy bare land in Nepal?

    Yes, Nepali banks lend for bare land, but at about 50% of value in Kathmandu Valley, half a home loan's leverage. Buying a plot is mostly a cash game — the math.

    Read post
  • 9 min read

    Guthi, Raikar and Kipat: the land ownership types every buyer in Nepal must know

    Nepal has two live land types: raikar you can own, and guthi trust land you mostly can't. Plus the mohi claim that freezes a sale. How to check before you pay.

    Read post
  • 9 min read

    House rent agreement in Nepal: deposit, notice and what the law actually protects

    Nepal's Civil Code sets a 35-day notice and eviction grounds, but is silent on your deposit and rent hikes. What the law protects, and what only your agreement does.

    GuideNepalReal EstateRentingTenant RightsKathmandu
    Read post
  • 9 min read

    Dakhil kharej (namsari): how to get land into your name at the Malpot

    Registration transfers the deed; dakhil kharej puts the land in your name in the official records. The near-zero fee, the documents, and why skipping it bites later.

    GuideNepalReal EstateLandMalpotNamsari
    Read post
  • 10 min read

    House rent tax in Nepal: the 10% on rental income, and who you pay it to

    An individual landlord in Nepal pays a flat municipal house rent tax (10% in Kathmandu), not income tax. Which tax applies depends on who your tenant is.

    GuideNepalTaxReal EstateRental Income
    Read post
  • 10 min read

    What does it cost to pass a building plan (naksha) in Kathmandu?

    Kathmandu's building-permit fee is about Rs 25/sq ft, but the design fee is the real cost. The full naksha-pass breakdown — fees, documents, and timeline.

    GuideNepalKathmanduReal EstateHome ConstructionBuilding Permit
    Read post
  • 10 min read

    Where Rs 5 lakh would be today: land vs NEPSE vs gold vs FD (10-year look-back)

    Rs 5 lakh invested in 2016 in land, NEPSE, gold, or an FD: what each is worth in 2026, with the CAGR, the taxes, and the catch the headline numbers hide.

    Read post
  • 8 min read

    Annual land and house tax in Nepal: malpot vs municipal property tax

    Malpot land revenue and municipal property tax are two small annual bills, often confused with the one-time registration tax. What each is, and how to pay.

    Read post
  • 12 min read

    Ropani, aana, bigha, kattha: converting Nepali land units (and what one aana actually costs)

    Convert ropani, aana, paisa, bigha, kattha and dhur to square feet, the base-16 trap that trips up buyers, and what one aana costs in Kathmandu.

    Read post
  • 11 min read

    Buying an apartment in Kathmandu: the real cost beyond the sticker price

    A Rs 1.5 crore apartment in Kathmandu rarely costs Rs 1.5 crore. Loading factor, registration, furnishing, and monthly dues are the gaps nobody quotes up front.

    Read post
  • 13 min read

    Floating vs Fixed Rate Home Loan in Nepal: The Choice When NRB Base Rate Halved

    Base rate dropped from 7.35% to 5.6% in a year. Floating now sits at 5.73% to 8.77%; fixed at 6.99% to 9.99%. The break-even math and which to pick.

    Read post
  • 12 min read

    Building a house in Kathmandu: a per-aana budget for 2026

    What it costs to build a house in Kathmandu in 2026 — Rs 15–35 lakh per aana finished, with per-sq-ft tiers, material prices, permits, and overruns.

    Read post
  • 13 min read

    Property registration costs in Nepal: malpot, kitta-kat, and the hidden Rs lakh on a Rs 1 crore plot

    What buyer and seller actually pay at Malpot when registering property in Nepal — 5% registration fee, 7.5/10% CGT, Bagmati surcharge, and a Rs 1 crore example.

    Read post
  • 12 min read

    Capital gains tax on property in Nepal: the 7.5% and 10% math nobody explains

    What sellers actually pay transferring land or a house in Nepal — 7.5% long-term, 10% short-term, base cost rules, malpot advance tax, and three worked examples.

    Read post
  • 13 min read

    Land plotting scams in the Kathmandu Valley: 6 red flags before you book a plot

    Civil Homes, fake lalpurja, flood-zone colonies — six concrete red flags from real Kathmandu plotting scams, with KVDA and DUDBC rules to verify against.

    Read post
  • 14 min read

    Buying land in Nepal: lalpurja, kitta, and the 9 documents you must verify

    What to check before paying the bayana — lalpurja, char killa, kitta, tirja, malpot receipts, rokka, naksha pass — with real Kathmandu Valley costs.

    Read post
  • 13 min read

    Home loan EMI math in NPR: what you actually pay for a Rs 1 crore house in Nepal

    Home loan EMI formula in Nepal, NRB's 80% LTV cap for first-time buyers, floating-rate resets, and prepayment math — with a calculator.

    Read post
  • 9 min read

    Renting vs buying in Kathmandu: the spreadsheet most people skip

    Most rent-or-buy advice skips registration fees, opportunity cost, and the early-EMI interest tax. Here is the spreadsheet — with 2026 Kathmandu numbers.

    Read post