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EMI

3 posts tagged "EMI".

  • 10 min read

    Should you prepay your home loan early in Nepal? The foreclosure-charge math

    NRB bars any prepayment penalty on home loans up to Rs 50 lakh. Here is the foreclosure-charge math, and whether to prepay a 9% loan or invest the cash instead.

    GuideNepalHome LoanPrepaymentEMIBanking
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  • 12 min read

    Two-wheeler EMI math: why that रू 3 lakh Pulsar actually costs रू 4.2 lakh

    Bike loan in Nepal 2026: how a Rs 3 lakh Pulsar becomes Rs 4.2 lakh once registration, insurance, EMI interest, and 3 years of road tax are added.

    GuideNepalBike LoanTwo WheelerEMIPulsarVehicle LoanBagmati
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  • 13 min read

    Home loan EMI math in NPR: what you actually pay for a Rs 1 crore house in Nepal

    Home loan EMI formula in Nepal, NRB's 80% LTV cap for first-time buyers, floating-rate resets, and prepayment math — with a calculator.

    GuideNepalHome LoanEMIReal EstateBanking
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