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Investing

49 posts tagged "Investing".

  • 9 min read

    Hydropower IPOs in Nepal: why they oversubscribe and whether the rush is worth it

    Nepali hydropower IPOs routinely oversubscribe 8 to 38 times. The odds, the listing-day pops, and why 56 of 91 listed hydropower firms have never paid a dividend.

    GuideNepalInvestingNEPSEIPOHydropower
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  • 8 min read

    Odd lot shares on NEPSE: what to do with the leftover shares after you sell

    Bonus shares and a partial sale can leave you holding 1 to 9 leftover NEPSE units. How the odd-lot order actually works in TMS, and why fixed charges hurt it most.

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  • 10 min read

    What happens to your shares if your broker or DP shuts down in Nepal?

    79,000 investors had money stuck when SEBON suspended a broker in April 2026. What actually happened to their shares, and what CDSC custody protects you from.

    GuideNepalNEPSEInvestingBrokerCDSC
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  • 7 min read

    What a real NEPSE portfolio manager charges, and how a fake 'advisor' scam differs

    Nabil Invest asks Rs 5 lakh minimum and a written 2-year contract. A fake 'advisor' asks for your Mero Share password and nothing in writing. The difference.

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  • 9 min read

    How much tax do you pay when you sell gold in Nepal?

    Sell your gold in Nepal and owe no capital gains tax, no income tax, no TDS. The 10% CGT and 1.5% TDS you read online are myths. The real cost is the spread.

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  • 8 min read

    What your Demat and Meroshare account really cost in Nepal

    Demat opening, annual renewal, Meroshare fee, the Rs 25 DP charge, and ASBA costs in Nepal, separated from trading commission, with the true cost of holding shares.

    GuideNepalDematMeroshareInvestingNEPSE
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  • 8 min read

    The foreign-employment IPO quota: how migrant workers get 10% reserved shares in Nepal

    Nepali migrant workers get 10% of every IPO reserved for them. The rule, the bank-account and Demat setup from abroad, and a worked Himalayan Re example.

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  • 9 min read

    The 4% rule, adapted for Nepal: how much you can safely withdraw from your corpus

    The 4% rule was built on US data. Nepal's higher inflation, lower real returns, and tax drag push the safe withdrawal rate closer to 3.5% — the math behind it.

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  • 9 min read

    Barista FIRE in Nepal: semi-retiring on a part-time income

    Barista FIRE means a part-time income covers part of your costs so your portfolio shrinks. Every Rs 10,000/month of work cuts your FIRE number by Rs 34 lakh.

    GuideNepalFIREBarista FIRERetirementInvesting
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  • 10 min read

    Can a Nepali resident legally buy US stocks? The 2082/83 rules

    Can a Nepali resident legally open Interactive Brokers and buy Apple or Tesla shares? What the Investment Abroad Act and NRB rules actually allow in 2082/83.

    GuideNepalInvestingNRBUS StocksLegal
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  • 10 min read

    Fake share-tip Telegram groups and pump-and-dump in NEPSE

    How paid Telegram and Viber stock-tip groups and pump-and-dump operators work in NEPSE, what Nepal's Securities Act actually punishes, and how to spot the trap.

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  • 8 min read

    What is ASBA and how IPO money gets blocked in your bank account

    ASBA blocks your IPO money in your own bank account instead of taking it. How the block works, what you need to apply, and what happens when the lottery runs.

    GuideNepalNEPSEIPOASBAInvesting
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  • 8 min read

    How NEPSE dividends are taxed in Nepal: the 5% you never see

    Every NEPSE dividend, cash or bonus, is taxed 5% at source before it reaches you. How the final withholding works, how it differs from CGT, and what you net.

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  • 10 min read

    Where Rs 5 lakh would be today: land vs NEPSE vs gold vs FD (10-year look-back)

    Rs 5 lakh invested in 2016 in land, NEPSE, gold, or an FD: what each is worth in 2026, with the CAGR, the taxes, and the catch the headline numbers hide.

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  • 11 min read

    SIP vs lump sum in Nepali mutual funds: which actually builds more

    SIP or lump sum into a Nepali mutual fund? The global evidence, NEPSE's volatility, and a worked rupee example showing when each one builds more.

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  • 11 min read

    FD rates have fallen across Nepal: where do you actually park money now?

    Bank FD rates in Nepal have slid from ~11% to about 4%, and the real return after tax and inflation is now negative. Where your money can actually keep up.

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  • 8 min read

    Gold just hit record highs: what to weigh before you buy a tola now

    Gold hit Rs 339,300 a tola in Nepal in early 2026. Before you buy at a record, the making-charge spread, taxes, and peak risk that decide what it really costs.

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  • 8 min read

    NEPSE near record highs: how to judge if the market is expensive

    NEPSE's valuations sit near record highs even with the index below its 2021 peak. How to read P/E, market-cap-to-GDP, and dividend yield to judge it.

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  • 13 min read

    Saving for your child's education in Nepal: the 18-year plan

    How much to save monthly for a child's education in Nepal, which vehicle actually beats fee inflation, and why most 'child education' plans underperform a SIP.

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  • 9 min read

    How NEPSE settlement works: T+2, circuit breakers and when your shares actually arrive

    How NEPSE's T+2 settlement works, when your shares and money actually arrive, and the new 5%/8% circuit breakers and 15% daily limit after the April 2026 rules.

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  • 9 min read

    Promoter shares vs ordinary shares in Nepal: lock-in, price gap and why they differ

    Why promoter shares trade ~40% below ordinary shares on NEPSE, the 3-year lock-in, the conversion and transfer rules, and why retail can't just buy them.

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  • 10 min read

    What happens to your shares when you die? Demat transmission in Nepal

    When a shareholder dies in Nepal, demat shares pass to heirs by transmission. The CDSC form, the documents, the 35-day objection notice, and the tax on sale.

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  • 8 min read

    Lean FIRE in Nepal: the smallest number you can actually retire on

    Lean FIRE is retiring early on a frugal budget. The smallest realistic number for Nepal — a Rs 40,000–62,000/month life, and the Rs 1.2–2 crore corpus it takes.

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  • 9 min read

    Reading a NEPSE company's financials: EPS, P/E and book value for beginners

    What EPS, P/E, and book value mean for a NEPSE stock, why annualized EPS misleads, the late-2025 market P/E near 38 vs banks at 16, and where to find each.

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