The real cost of chasing a Loksewa job: coaching fees, attempts, and the opportunity-cost math
Coaching runs Rs 3,000–13,500 and forms Rs 300–1,200, but two years of full-time prep costs Rs 7–10 lakh once rent and foregone salary count. The honest math.
Government job vs private job: comparing pension math after 20 years in Nepal
Nepal quietly moved new government hires onto the same SSF pension private-sector workers use. The sarkari-job pension edge is mostly gone. The math, by hire year.
Job switch vs staying: how much of a raise justifies changing jobs in Nepal?
A raise from switching jobs in Nepal can shrink fast: a tax return you must now file, a paused SSF medical clock, pay-in-lieu of notice. The real net, worked out.
Salary negotiation in Nepal: how to ask for an increment without burning the relationship
Nepal's legal raise floor is about 1.7%/year, below inflation. The data to anchor on, the timing to use, and a script that asks for more without friction.
Lifestyle inflation after a promotion: where your raise really goes
Got a Rs 35,000/month raise in Nepal? After the tax bracket, inflation, and the slow upgrade of everything, here's what's actually left in your account.