The FD auto-renewal trap: how your fixed deposit can quietly earn less after maturity
A Nepali bank FD can auto-renew at today's much lower rate, or by one bank's terms, pay zero interest if you never gave clear instructions. The fine print, decoded.
What happens to your account and FD when two Nepali banks merge?
When two Nepali banks merge, your account number and FD interest rate stay the same. The one thing that can quietly halve: your Rs 5 lakh deposit guarantee.
Are co-operative FDs really safer at 13%? A risk-adjusted look for Nepali savers
Nepali co-operatives advertise 12–14% on FDs, far above banks. What the regulator gap, the Rs 87.89bn embezzlement crisis, and no deposit insurance mean.
