Does Nepal have a credit score? CIB, your report, and how lenders judge you
Nepal has a 60–960 credit score through CIB, but the CIBIL-style consumer score is still being built. How lenders judge you, and how to read your own report.
Cheque bounce in Nepal: the fine, the blacklist, and the law
What a bounced cheque now costs in Nepal: the 2025 graded jail terms, the 5% penalty, CIB blacklisting on a single bounce, and the process from notice to court.
Being a loan guarantor in Nepal: the full-debt risk before you sign someone's papers
A jamani in Nepal is liable for the full debt on default and can be CIB-blacklisted. The Civil Code 2074 rules, the collateral-first order, and the exit.
CIB Blacklist in Nepal: How You Get On It and How to Get Off
150,000 Nepalis blacklisted as of Nov 2025. The triggers (cheque bounce, 90-day default, Rs 1M threshold), the 6-step removal, and the Dec 2025 NRB easing.
