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Blog · Banking

Banking & Payments

Bank accounts, digital wallets, fund transfers, QR payments, and dollar and forex cards in Nepal — how to choose them, use them safely, and recover money when a transfer goes to the wrong account.

  • 9 min read

    Hundi vs the bank: the real cost of sending money home the illegal way

    Hundi looks cheaper than a bank transfer to Nepal until you price the tail risk. The fee gap, the FX edge, the 3x fine, and what formal channels now cost.

  • 11 min read

    QR payment fraud in Nepal: the three Fonepay scams Kathmandu shopkeepers see daily

    Fake-screenshot, sticker-overlay, and OTP-refund: the three Fonepay QR scams running across Kathmandu, the 217 logged cases, and how to stop each one.

    GuideNepalFraudFonepayDigital PaymentsCyber Crime
  • 16 min read

    Sending money home to Nepal: hundi vs bank vs remit app for NRNs

    NRNs send Nepal over Rs 200bn a month. The legal channels, the fee and FX math, what hundi costs when prosecuted, and the NRN benefits most never claim.

  • 14 min read

    Dollar account in Nepal: how much USD you can legally hold and where to keep it

    USD account Nepal 2026: who qualifies, NRB holding and spending limits, the freelancer 5% tax, and which bank pays the highest USD savings rate.

    GuideNepalDollar AccountFCYUSDNRNFreelanceNRB
  • 13 min read

    Remote work income: managing USD earnings in an NPR reality

    You earn in dollars, you live in rupees. The legal channels for receiving foreign income in Nepal, the 5% withholding scheme, and a setup that won't leak money.